Insurance at first glance seems to be a serious form of economic relations, designed to protect people, their property and affairs from all sorts of dangers. However, if you dig deeper, it turns out that the insurance industry is a repository of funny human phobias, illusions and stupidities. There are frequent cases when people are insured against otherworldly things.
For example, it was said that a group of organizers of the esoteric festival turned to the Latvian insurance company Balta with an unusual request – to insure them from the end of the world, which, according to the Mayan calendar, is supposedly expected on December 21 of this year. However, this is not so rare.
In Germany, for example, there are unusual types of insurance business that Sir Hucklebury offers. The company insures against 50 “vicissitudes of fate”. Insurance rates range from 12 euros per year, depending on the nature of the vicissitudes …
In addition, “Sir Huckleberry” insures against getting stuck in an elevator, shooting with a hidden camera for the purpose of rallying, double-marriage, the disappearance of an erection in men, the collapse of a particular musical group. Continue reading
The Ministry of Finance and the Central Bank of the Russian Federation consider it necessary to contain the rapid growth of consumer lending. The financial department, according to Deputy Minister Alexei Moiseev, supports the regulator’s proposals to tighten requirements for banks. Earlier in September, the Central Bank raised the interest rate from 8 to 8.25%, and a new increase may occur in November.
In turn, the Ministry of Economic Development believes that the increase in interest rates and the tightening the provision of funds to the economy by the monetary policy of the Central Bank significantly inhibits growth.
Since the beginning of the year, the portfolio of retail loans in the whole banking system in Russia has grown by 29.3%. At the same time, the annual growth rate was already 40%. And the volume of corporate loans increased by only 10.1%.
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The leadership of the Italian representative of Apple is forced to explain about the possible tax evasion in the country. The prosecutor’s office of Milan has already opened an investigation on the basis of suspicion that the American manufacturer of iPhone and iPad has hidden more than a billion euros of tax base from Italian tax officials.
According to the Espresso weekly, prosecutors in the country suspect the company that two of its employees provided accounting reports with underestimated tax rates to the tax authorities in 2010 and 2011. Amounts were underestimated by 206 and 853 million euros, respectively. Accordingly, the total amount with which taxes were not calculated in the Italian budget amounted to more than 1.06 billion euros.
It is believed that part of the proceeds earned in Italy could have been deposited with an Irish company controlled by Apple, using fraudulent schemes, which allowed the American giant to take advantage of a number of tax advantages. The branch allegedly booked part of its profits through the Irish branch of Apple Sales International (ASI), thus lowering his taxable income in Italy. Continue reading