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As part of the third day of Mosinterfin-2012, work began with a plenary strategic session "Attracting Investments in Infrastructure Projects in Russia: Actual Problems, Models of Solution". At the same…

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How Mayans and Cherokee helped insurers

Insurance at first glance seems to be a serious form of economic relations, designed to protect people, their property and affairs from all sorts of dangers. However, if you dig deeper, it turns out that the insurance industry is a repository of funny human phobias, illusions and stupidities. There are frequent cases when people are insured against otherworldly things.

For example, it was said that a group of organizers of the esoteric festival turned to the Latvian insurance company Balta with an unusual request – to insure them from the end of the world, which, according to the Mayan calendar, is supposedly expected on December 21 of this year. However, this is not so rare.

In Germany, for example, there are unusual types of insurance business that Sir Hucklebury offers. The company insures against 50 “vicissitudes of fate”. Insurance rates range from 12 euros per year, depending on the nature of the vicissitudes …

In addition, “Sir Huckleberry” insures against getting stuck in an elevator, shooting with a hidden camera for the purpose of rallying, double-marriage, the disappearance of an erection in men, the collapse of a particular musical group.

The most exotic type of insurance is insurance against … alien abduction! The conditions stipulate that if, within a certain period of time, a client is abducted by UFOs, he or his relatives will be paid the sum insured. Its size will depend on the size of the physical and moral damage inflicted on the victim. But the payment will be made only upon presentation of convincing evidence that the abduction really took place.

One of those who insured against a meeting with aliens is singer Marina Khlebnikova. The amount of insurance is 1 million dollars. However, the conditions say that she will receive money only if in the next 20 years she will suffer physical or moral damage as a result of contact with aliens …

What about the Apocalypse? Indeed, in the Mayan calendar December 21, 2012 is called the “end of days.” The Zulu Indians believed that in 2012, the world would “turn from head to foot.” In the same year, the Cherokee Indians calendar ends …

Meanwhile, one of the Mayan elders, Guatemalan Apolinario Chile Pickstun, said that the predictions about the supposed end of the world are completely misinterpreted. According to Pickstun, on December 21, 2012, a certain stage in the life of the Mayan people simply ends.

“This is a special creation anniversary,” Mayan epigraphy specialist David Stewart of the University of Texas at Austin explains. “The Mayans never said the world was coming to an end, they never said that something bad must happen.”

As for the esotericists – Balta’s clients, in addition to the coming end of the world, they asked for insurance in case of alien abduction of festival participants, as well as in case of a “gap in the spatio-temporal continuum, because of which participants can enter parallel worlds ”

Among the alleged force majeure situations is also the “coming of Cthulhu from the waters of the Baltic Sea”. Cthulhu is a mythical deity described in the works of Howard Lovecraft. According to legend, he sleeps in the waters of the Pacific Ocean (and what does the Baltic Sea have to do with it?), And with his awakening, humanity will end.

Alas, the hopes of the festival organizers did not materialize. Representatives of the insurance company said that this order was unique in its practice, and they cannot “calculate the threat potential and the size of possible payments” for the Apocalypse and similar situations … In a word, potential customers were refused.

By the way, a company called “Kontora” has recently appeared in the same Latvia, which provides loans in exchange for a soul. True, the amount is limited – from 100 to 1,000 dollars. They conclude a contract with the client, which states that the loan is provided on the security of “own intangible nature, in particular, the immortal soul”. Moreover, he is obliged to subscribe to the statement that at the moment his soul is not a pledge in other transactions … The text of the agreement reads: “If the amount or interest received is not repaid within 90 days, the subject of the pledge becomes the full property of the creditors.” If this happens, the company has the right to sell the “intangible nature” of the debtor to third parties. True, nothing is said in the document about the mechanism of withdrawal of the soul. To date, more than 200 people have used the services of the “Bank of Souls” …

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Inglourious end of litigation with Tinkoff Bank
A high-profile litigation between a simple client of a bank from Voronezh Dmitry Agarkov and Tinkoff Credit Systems (TCS) ended in a ceasefire. Dmitry Agarkov, who talentedly “unwound” the bank…

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